Getting your bike stolen is just about the worst thing that can happen, but don’t worry - we cover theft from and away from your home.
Whether it's a high speed crash or a coffee stop tumble, we’ll get you back on your bike either by repairing your bicycle or replacing the damaged parts.
If you regularly transport your bike on your roof, chances are that someday you’ll forget your bike is there while driving into your garage. Oops. Don’t worry, we cover your bicycle when you transport it on your car.
If your beloved machine is pinched, we'll cover your bike new for old. Remember to keep your proof of purchase info, we'll need it for your claim.
Entrusting transport of your bicycle to an airline, ship, train, or truck while you’re travelling? No stress. We can cover your bicycle for loss or damage in transit anywhere in the UK.
If you lock your bike up and return to find it has been damaged, either by a vandal or by a thief trying to steal it, we’ll cover the costs to repair it to its previous condition.
We will reimburse you up to £250 for the reasonable costs of transportation for you and your bicycle, if your bicycle suffers a breakdown and cannot be repaired at the breakdown scene.
We will reimburse you up to £500 for bicycle hire or the reasonable use of public transport while you await the repair or replacement of your bike, arising from an approved claim.
We love upgrades, gadgets and accessories as much as you do. Insure custom parts fitted to your bicycle, (such as upgraded carbon handlebars or a dropper seatpost), accessories (such as your cycling kit, GPS, or headlight) up to the value of £5,000. You can also cover the kit you’re wearing while you ride.
Traveling outside of the UK with your bicycle? Add our optional worldwide cover to extend your cover for up to 365 days abroad (limited to 90 consecutive days per journey). Enjoy stress-free travel with your bicycle covered for loss or damage en route to your destination.
Select racing cover to insure your bicycle if the damage is caused by a specific incident, crash, impact, or road hazard while taking part in a race or event. You don’t have to choose it and pay for it if you don’t want your cover to extend to races.
One set of hoops for racing and another for training? Add additional wheelsets to your policy so you can swap your wheels to suit your ride with total peace of mind.
Being awarded with the prestigious title as the highly commended best bicycle insurance provider in 2023, is testament to the continuous effort and care that we provide to customers, offering exceptional service.
Cycling insurance
Every cyclist is different, which is why we draw from over 15 years of cycling insurance data to offer customisable cover for serious and casual cyclists alike.
How we compare
We know how much cycling means to you. You can submit an online claim 24/7, and our expert team will work on it with one goal in mind: To get you back on the saddle as fast as possible.
Our Claims
Founded in 2008 by avid cyclists, our team has offices in the UK, US, Australia & New Zealand.
About us
Despite your best efforts, accidents can happen with other road users while you're cycling.
Our cyclist insurance comes standard with public liability cover up to £2,000,000, personal accident cover up to £20,000 in the event of death or permanent injury, and private medical for costs up to £1,000.
Approved locks vary depending on the insured value of the bike: Bikes worth less than £1,000 – Sold Secure, Silver rated lock. Bikes worth £1,000 or more – Sold Secure, Gold rated lock. Visit the Sold Secure website to find out the rating of your lock.
Yes, we love pedal power! We cover all electric ‘pedal assist’ bikes with up to 250 watts of maximum output and a top speed of 15.5 miles per hour. Please note, that you are not covered for and will not receive any benefit in respect of your e-bike unless its specified as covered on your Policy Schedule.
We don’t cover bicycles fitted with internal combustion engines or other sources of power assistance. Your e-bike must have started off life as an e-bike, and not be a retrofitted regular road bike or mountain bike.
Here’s the full definition, if you’re in any doubt: “If reflected as covered in the schedule as an Electric Bicycle, a vehicle or vehicles, insured hereunder, consisting of two wheels held in a frame one behind the other, propelled by human power with pedals (but assisted by an electric motor of no more than 250 watts maximum power output, such electric motor should not be able to propel the bicycle when it’s travelling at more than 15.5 miles per hour) and steered with handlebars attached to the front wheel. The power output or manufacturer of the motor and the battery’s voltage or maximum speed of the bike must be displayed.”
We know that getting caught up in a collision with a vehicle is every cyclists’ worst nightmare, and we want to give you one less thing to stress about. Whether or not the driver is insured, your bicycle will be covered under our bicycle insurance and we’ll either repair or replace your bike as soon as possible. If you get covered with our cyclist liability insurance, you’ll also receive personal accident cover up to £20,000.
Yes, our bicycle insurance coverage includes your immediate family which shall mean any child, stepchild, parent, stepparent, spouse, sibling, life partner, or civil partner and shall include adoptive relationships, given they are over 16 years old and reside at your home on a permanent basis.
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